Monmouth County, nestled along New Jersey’s picturesque Atlantic coast, offers residents a unique lifestyle that combines coastal charm with a rich historical backdrop. Known for its beautiful beaches, lush parks, and vibrant towns like Red Bank and Asbury Park, Monmouth County is a place where history, culture, and natural beauty converge. Whether you’re drawn to the serene beachfront properties, the bustling downtown areas, or the tranquil countryside, Monmouth County provides a diverse array of living experiences. Local Jumbo is here to guide you through Monmouth County’s real estate market with mortgage solutions tailored to the county’s distinctive lifestyle.
Ready to explore homeownership in Monmouth County? From elegant beachfront homes to charming suburban residences and vibrant urban lofts, our network of Jumbo Verified™ lenders is prepared to offer competitive rates and personalized mortgage plans. Begin your homeownership journey in Monmouth County today.
Tailored Mortgage Solutions for Monmouth County’s Diverse Real Estate
Reflecting the county’s broad appeal, Monmouth County’s housing market offers a variety of properties. Our lenders specialize in mortgage strategies that accommodate the diversity of homes found throughout the county, helping you find the ideal residence to match your lifestyle and financial goals.
- A comprehensive selection of mortgage types for Monmouth County properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions for all types of properties, supporting diverse housing needs and preferences across Monmouth County.
- Personalized mortgage plans that resonate with Monmouth County’s unique character, catering to both the allure of coastal living and the charm of inland communities.
- Expertise in Monmouth County’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Monmouth County, facilitating a seamless homeownership experience.
Embrace Monmouth County’s Lifestyle with the Right Mortgage
Monmouth County’s lifestyle, enriched by its coastal setting, historical sites, and community-focused living, offers a compelling choice for many. We’re committed to finding a mortgage solution that not only meets your financial needs but also supports your life in this vibrant New Jersey county. Whether you’re enjoying the beaches, participating in local festivals, or exploring historical landmarks, your home in Monmouth County will be a haven of comfort and style.
2024 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERGEN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BURLINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAPE MAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GLOUCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUDSON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HUNTERDON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MONMOUTH COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MORRIS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| OCEAN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PASSAIC COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SALEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SUSSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| UNION COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MONMOUTH COUNTY
Neighborhoods
Holmdel Township, Fair Haven, Sea Girt, Little Silver, Rumson, Robertsville, Brielle, Avon – by – the – Sea, Manasquan, Lincroft, Shrewsbury, Fairview, Spring Lake, Morganville, Red Bank, Strathmore, Colts Neck Township, Atlantic Highlands, Allentown, Upper Freehold Township, Shrewsbury Township, Matawan & West Freehold.
Zip Codes
07702, 07703, 07704, 07712, 07716, 07717, 07718, 07719, 07720, 07721, 07722, 07728, 07732, 07733, 07734, 07735, 07739, 07747 & 07748
Counties
Monmouth County, Ocean County, Burlington County, Atlantic County, Cape May County, Cumberland County, Salem County, Gloucester County, Camden County, Mercer County, Middlesex County, Somerset County, Hunterdon County & Union County.